Life Insurance

Individuals & Families

Safeguard the life you have ahead and protect the ones you care for the most.

A significant change in life events often reminds us of the need to ensure our families futures are secured. It's essential their needs are taken care of if we are no longer able to help them along. No one knows what the future may hold, but we can plan for a secure future today. We're here to advise you on the best way to ensure your families future so you can enjoy your life with them to the fullest today.

Good life insurance does a lot more than you likely know:

  • It pays out quickly, sometimes within days
  • You can access its benefits even now to do things like pay for long-term care
  • It's generally tax-free

Life Insurance Coverage Types

Universal Life

Universal life insurance comes in many varieties, all of which are designed to pay out a death benefit to loved ones but while providing the policyholder financial flexibility. This flexibility includes the ability to take loans or withdraw from the policy's account to care of personal needs or being able to make premium payments at any time you wish and in any amount.

Whole Life

Unlike Universal life, Whole life insurance has fixed premiums but also has a guaranteed cash value that you can also make use of before the death benefit. Whole life policies also typically generate annual dividends (profits) which can be used to build cash value or reduce premiums.

Term Life

Unlike Universal and Whole life insurance, Term life insurance only covers the policyholder for a given timespan. Usually, that span is anywhere between 10 and 30 years. This fixed term results in more affordable premiums.

Let us help you choose life insurance coverage.

Talk with one of our experts to walk you through the details and pick a plan that works for you.

Contact our specialists