Individuals & Families
Annuities Coverage Types
An index annuity has many features, but at its core, it offers an opportunity to earn higher returns based on stock market performance. Additionally, it has protection against market declines to safeguard your investment.
With a deferred annuity, you accumulate your investment before it begins paying out at a later date (typically at or near retirement). It has clear benefits such as fixed interest rate and tax-deferred growth.
This annuity contract grows tax-deferred and offers investors an opportunity to gain higher returns by investing in bonds and equity. This investment option allows you to spend in any number of options to lessen risk.
This type of annuity typically purchased at retirement age begins benefiting the policyholder immediately, within one year of purchase. The purchase is lump-sum and starts a guaranteed income stream for the bearer.
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Talk with one of our annuity specialists to help you select an option that works with your unique goals for the future.